THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes. This coverage provides benefits in a stated amount regardless of the actual expenses incurred. Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Products vary by state. If more than one surgery occurs during any given day, the highest tiered amount is paid. Product design and availability varies by state. Benefits vary by plan. Check brochure for details. Health ProtectorGuard fixed indemnity insurance plans are underwritten by Golden Rule Insurance Company.
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